India's Complete Wealth & Discipline Platform

Track Everything.
Break No Rules. Ever.

Stocks, MF, FDs, EPF, Gold — unified in one place. Portivo enforces your position sizing, fires stop-loss signals, and gives you an AI score before every trade. Your portfolio finally has a system.

🔒 AES-256 Encrypted ✅ GDPR Compliant 🚫 No Broker Access 🇮🇳 Built for India
Supports your brokers & exchanges
NSEBSEZerodhaAngel OneGrowwUpstox
Portivo Dashboard
Net Worth ₹14.2L tracked
High Risk 31% — Alert
AI saved you ₹8,400 this week
The Problem

Every Indian Investor Faces These.

You're not alone. These are the three things killing your portfolio returns.

😵

Your Wealth Is Scattered

Stocks in Zerodha, MF in Groww, FD in HDFC, EPF in EPFO, gold somewhere. No single view. You don't know your actual net worth.

₹ Unknown Net Worth
💸

You Keep Breaking Your Own Rules

You set a 15% limit. Then FOMO hits and you go to 22%. You ignore stop-loss. You hold losers hoping for recovery. You know the rules. You break them anyway.

Avg ₹18,400 lost per year to broken rules
🎯

You Buy Without a System

No pre-trade check. No position sizing. No risk budget. You buy on tips, news, and gut feel. Then watch it go -20% while you do nothing.

73% of retail investors underperform index
The Solution

One Platform. Two Superpowers.

Start with either. Most users end up using both.

💰
Portivo Wealth OS

Your Complete Net Worth — One View

Stocks, MF, FD, EPF, Gold, Crypto. Finally unified.

  • ✓Stocks & F&O — manual or broker sync
  • ✓Mutual funds via CSV import
  • ✓FD, RD, PPF, NSC with auto compound interest
  • ✓EPF + NPS balance tracking
  • ✓Gold — physical, digital, SGBs
  • ✓Real net worth number, updated daily
  • ✓XIRR, capital gains, brokerage analyser
Built for Indian assets — not a US-first tool ported to India
🛡️
Portivo Discipline Engine

Stop Breaking Your Own Rules

The only platform that actually BLOCKS bad trades.

  • ✓Hard blocks when position limit exceeded
  • ✓Stop-loss enforcement by category
  • ✓Profit-taking signals (+30%, +60%, +100%)
  • ✓AI pre-trade scoring 1–10 before every buy
  • ✓Daily action queue — exactly what to do today
  • ✓Red Day Protocol — locks you out on bad days
  • ✓Sunday behavioral report + Telegram alerts
INDmoney tracks. Tickertape screens. Portivo enforces.

Already using INDmoney or Tickertape? Portivo is what they should have built — enforcement, not just tracking.

How It Works

Built for Disciplined Investors

Not a tracker. A behavioural decision system that enforces your rules automatically.

🚫

Position Sizing Enforcement

Hard rules. Hard blocks. Core max 15%. Growth max 10%. High Risk max 5%. System blocks trades before mistakes happen.

🚫 NVDA blocked — 18% exceeds 15% Core limit
⚠️ High Risk at 31% — portfolio cap reached
✅ Growth holdings 28% — within 30% limit
🎯

Profit-Taking Rules Engine

+30% = PARTIAL SELL. +60% = TAKE PROFIT. +100% = HOUSE MONEY MODE. Rules fire automatically — no manual monitoring.

🎯 PLTR +95% — TAKE PROFIT signal fired
🎯 ISRG +121% — override action required
✅ NVDA +18% — holding, target not reached
🤖

AI Pre-Trade Scoring

Before every buy, get a 1–10 AI score. Checks allocation limits, RSI, your past patterns. Know if a trade is smart before you click.

Rule ComplianceFAIL — 18% > 15%
RSI Level74 — Overbought
Past Pattern-8% avg above RSI 70
AI Score3/10 — AVOID
📊

Stop-Loss by Category

Core -12% warning. Growth -15% warning. High Risk EXIT signal at -20%. No averaging down on High Risk — hard block enforced.

🔴 QBTS -22% — EXIT SIGNAL (High Risk)
🟡 SOFI -16% — STOP-LOSS WARNING (Growth)
✅ NVDA -3% — Core review at -12% only
📈

Real P&L Tracking

Realised and unrealised P&L tracked separately. Multi-entry weighted average. Stop Loss, Profit Target, Days Held — all auto-calculated.

₹22,400
Realised P&L
-₹3,200
Unrealised
68%
Win Rate
🧠

Discipline Score + Sunday Report

Every Sunday: AI-written review. Discipline score 0–100. Exact rupee cost of signals ignored. Proof that rules = returns.

This Week's Report
Followed 8/10 rules. Stop-loss saved ₹4,200. Ignored 2 TAKE PROFIT signals — cost you ₹8,400.
💰

Wealth OS — Everything You Own

Stocks, mutual funds, FDs, EPF, PPF, NPS, Gold — tracked in one net worth view. Know your real wealth number, not just your demat balance.

✅ Stocks ₹8.4L · MF ₹3.2L · FD ₹2L · EPF ₹1.8L
💰 Total Net Worth: ₹15.4L
📉

Swing Trade Tracker

Rule-based swing trade signals for NSE/BSE. Every alert includes entry, stop-loss, T1/T2 targets and R:R ratio. Sent directly to Telegram.

📈 RELIANCE — Entry ₹2,840 · SL ₹2,760 · T1 ₹2,980
⚡ R:R 2.4 · Stage 2 breakout detected
🔬

Behavioral Analytics

Panic sells, dead money, loss counter, correlation risks — Portivo tracks your patterns and shows you the real cost of breaking rules.

🚨 Panic sell detected — sold 3 stocks in 2 days
💀 Dead money: ZOMATO held 380 days, -2% return
✅ Discipline trend: improving over last 4 weeks
Daily Action Queue

Not a Dashboard. A To-Do List.

Every morning, Portivo tells you exactly what to do. No guessing. No paralysis.

Today's Action Queue

Monday, May 13 · 5 items need attention · 🇮🇳 Indian + 🇺🇸 US markets

5 Pending
RELIANCE NSEPosition at 17% — exceeds 15% Core limit. Reduce by ₹24,000 to stay within rules
PLTR NYSE+95% — TAKE PROFIT signal fired. Sell 50% and lock ₹14,200 gain before reversal
INFY NSEStop-loss moved down to ₹1,380. Rule violation — stop-loss must never move down
High Risk exposureat 31% across ZOMATO + SOFI + QBTS — exceeds 30% cap. Review one position
TCS, HDFC Bank NSENVDA, AAPL NASDAQ— all within rule limits. No action required
Live Rule Status

Your Rules. Always Visible.

Real-time portfolio rule health. See breaches the moment they happen.

Portfolio Rules — Live

Auto-refreshed · All positions monitored

2 Breaches
Core Holdings (max 60%)
42%✓ OK
Growth Holdings (max 30%)
28%⚡ WATCH
High Risk (max 30%)
31%🔴 REDUCE
Cash Reserve (min 5%)
0%🚨 ALERT
Discipline Score
87/100STRONG
Smart Screeners

9 Screeners. All Rule-Aware.

Every screener knows your live portfolio rules. Shows only what you can actually buy right now.

🎯

Risk Budget Screener

You have 7% High Risk left — here are stocks that fit your rules exactly. The only screener connected to your live portfolio rules.

Budget-AwareReal-Time Rules
📈

Stage 2 Breakout

Minervini trend template + EPS acceleration + VCP base. Entry, SL, T1/T2/T3 and R:R ratio. Delivered to Telegram.

NSE/BSEVCP Pattern
👁️

Watchlist Re-entry

Stocks you watched or sold — back at your entry price. Your personal second-chance screener.

Personal HistoryPrice Alerts
🚀

Multibagger Screener

High-conviction growth stocks: strong earnings momentum, low debt, expanding margins. Long-term compounders only.

Growth FocusFundamental Filter
📉

Fallen Positions

Your holdings down more than your stop-loss threshold. Instant exit candidates sorted by loss severity.

Portfolio-ConnectedExit Signals
📊

Top Gainers (Rule-Filtered)

Market gainers, filtered to only show stocks you can still buy without breaking your allocation rules.

Rule-FilteredLive Market
🏦

Sector Balance Check

Is your portfolio overweight IT, BFSI or Pharma? This screener flags concentration risk and suggests balancing buys.

Sector RiskConcentration Alert
⚡

Earnings Acceleration

Companies with 3+ consecutive quarters of accelerating EPS growth. Institutional-grade earnings filter.

EPS MomentumQuarterly Data
💎

Small Cap Gems

Under-the-radar small caps with strong fundamentals, low analyst coverage, and improving return ratios.

Small CapUnder-Researched
Data Protection

Your Data Is Yours.
We Never Touch It.

We make money from subscriptions — not from selling your data. We will never sell, share, or access your personal investment data. Ever.

🇪🇺 GDPR Compliant🔒 AES-256 Encrypted✅ Zero Data Sales🏦 No Broker Access
GDPR (EU Regulation 2016/679): Portivo collects only what is strictly necessary, never sells personal data, applies privacy-by-design, and you retain the right to delete your data at any time under Article 17.
🚫

We Never Sell Your Data

Your portfolio and investment patterns are never sold to advertisers, brokers, or third parties.

🔒

Bank-Grade Encryption

AES-256 at rest, TLS 1.3 in transit. Same encryption major banks use for financial records.

👁️

We Don't Access Your Data

Our team cannot read your holdings or trade history. Only you can see your data.

🗑️

Delete Anytime

Cancel and all data is permanently deleted within 30 days. Full GDPR Article 17 compliance.

📋

Full Transparency

We publish exactly what data we collect, why, and how long we keep it. No hidden clauses.

🏦

No Broker Access

Portivo does not execute trades or hold funds. Decision support only — not a broker.

Pricing & Plans

Simple. Honest. Affordable.

India's most complete wealth & discipline platform. Cancel anytime.

🏆
Founding Member Price — Lock Pro at ₹99/month Forever
First 100 users get lifetime Pro access at ₹99/month. Price goes to ₹299 when spots fill.
27 of 100 spots taken
Starter
₹0
/month · free forever
  • Up to 10 positions
  • Basic portfolio tracking & P&L
  • Net worth view (stocks + FD)
  • CSV import (all brokers)
  • Weekly email summary
  • Rule enforcement engine
  • AI pre-trade scoring
  • Daily action queue
  • Telegram alerts
  • Screeners
  • Dhruv AI
Most Popular
Pro
₹299
/month · or ₹2,990/year (save 17%)
  • Unlimited positions
    • Wealth
  • Full Wealth OS (stocks, MF, FD, EPF, Gold, Crypto)
  • XIRR calculator
  • Capital gains tax estimator
  • Brokerage fee analyser (STT + GST + DP)
    • Discipline Engine
  • Rule enforcement (hard blocks)
  • Profit-taking signals (+30%, +60%, +100%)
  • Stop-loss alerts by category
  • Cash reserve minimum enforcer
  • AI pre-trade scoring (1–10)
  • Daily action queue
  • Red Day Protocol
  • Before-you-sell popup
    • Behavioral
  • Discipline score tracking
  • Sunday behavioral report
  • Conviction Score + Emotion Logger
  • ₹ Lost Counter
  • Behavioral analytics
    • Screeners & Alerts
  • All 13 screeners
  • Swing trade alerts (you confirm manually)
  • FII/DII daily flow tracker
  • Circuit breaker watchlist
  • Delivery % alerts
  • Results calendar
  • Bulk/block deal alerts
  • Watchlist re-entry alerts
  • Telegram + Email alerts
    • AI
  • Dhruv AI chat (50 msgs/month)
Advanced
₹599
/month · or ₹5,990/year (save 17%)
  • Everything in Pro, plus:
    • Trading
  • Algo Bots (one-tap trade execution)
  • Zerodha, Angel One, Dhan, Upstox sync
  • Rule backtest engine
  • Portfolio stress test simulator
  • Portfolio correlation alerts
    • Behavioral Advanced
  • Conviction vs Outcome Matrix
  • Holding period sweet spot
  • Overconfidence score
  • Pattern detection engine
  • Discipline Wrapped (annual card)
    • Family & Sharing
  • Family portfolio (up to 3 members)
  • Goals & budget tracking
  • CA / Accountant read-only access
    • Platform
  • Unlimited Dhruv AI chat
  • API access
  • Priority support
  • WhatsApp bot (coming Q3 2026)
⚠️ Portivo is not SEBI registered. All features enforce your personal rules only. Not investment advice.
🌍 USD pricing for US / UAE coming Q3 2026
From the Portivo Blog

Insights for Disciplined Investors

Psychology

Why Indian Investors Break Their Own Rules (And How to Stop)

You set a stop-loss at -15%. The stock hits -14.8%. You tell yourself "it'll recover" and hold. Three months later it's -40%. This is the most common and most expensive mistake in retail investing — and it's entirely preventable.

Coming soon →
June 2026
Guide

The 15% Position Limit Rule — Why It Works and How to Enforce It

One stock taking up 25% of your portfolio isn't conviction — it's concentration risk. The hard 15% cap per position has been proven to reduce portfolio volatility by 30%+ without sacrificing returns. Here's how to implement it with zero willpower required.

Coming soon →
June 2026
Data

FII/DII Flow vs Retail Sentiment — What the Data Actually Shows

When FIIs sell ₹10,000Cr in a week, retail investors panic and sell too. But what does the data say happens 3 months later? We analysed 5 years of NSE flow data and the results will change how you react to institutional activity.

Coming soon →
May 2026
Feature

Red Day Protocol — How Portivo Locks You Out When You Shouldn't Trade

The best trade on a bad mental day is no trade at all. Portivo's Red Day Protocol detects when you're making emotionally-driven decisions and creates a 24-hour cooling period. Here's how it works and why it's saved users thousands.

Coming soon →
May 2026
Get Started

Start Building
Discipline Today

Join smart investors who have stopped breaking their rules. Free forever plan available — no credit card required.

  • Set up in under 5 minutes
  • Start enforcing rules immediately
  • No credit card required
  • Your data is never sold or shared
  • Cancel anytime, no questions
📧
💬

WhatsApp

Quick answers, fast support

🌐

Send us a message

Questions, feedback, partnership — we read every message.

Or just create a free account — takes 30 seconds

🔒 Encrypted · Never sold · GDPR compliant · Delete anytime

Start Free — No Card Needed
Join 500+ Indian investors on Portivo
Pricing & Plans

Simple. Honest. Affordable.

India's most complete wealth & discipline platform. Cancel anytime.

🏆
Founding Member Price — Lock Pro at ₹99/month Forever
First 100 users get lifetime Pro access at ₹99/month. Price goes to ₹299 when spots fill.
27 of 100 spots taken
Starter
₹0
/month · free forever
  • Up to 10 positions
  • Basic portfolio tracking & P&L
  • Net worth view (stocks + FD)
  • CSV import (all brokers)
  • Weekly email summary
  • Rule enforcement engine
  • AI pre-trade scoring
  • Daily action queue
  • Telegram alerts
  • Screeners
  • Dhruv AI
Most Popular
Pro
₹299
/month · or ₹2,990/year (save 17%)
  • Unlimited positions
    • Wealth
  • Full Wealth OS (stocks, MF, FD, EPF, Gold, Crypto)
  • XIRR calculator
  • Capital gains tax estimator
  • Brokerage fee analyser (STT + GST + DP)
    • Discipline Engine
  • Rule enforcement (hard blocks)
  • Profit-taking signals (+30%, +60%, +100%)
  • Stop-loss alerts by category
  • Cash reserve minimum enforcer
  • AI pre-trade scoring (1–10)
  • Daily action queue
  • Red Day Protocol
  • Before-you-sell popup
    • Behavioral
  • Discipline score tracking
  • Sunday behavioral report
  • Conviction Score + Emotion Logger
  • ₹ Lost Counter
  • Behavioral analytics
    • Screeners & Alerts
  • All 13 screeners
  • Swing trade alerts (you confirm manually)
  • FII/DII daily flow tracker
  • Circuit breaker watchlist
  • Delivery % alerts
  • Results calendar
  • Bulk/block deal alerts
  • Watchlist re-entry alerts
  • Telegram + Email alerts
    • AI
  • Dhruv AI chat (50 msgs/month)
Advanced
₹599
/month · or ₹5,990/year (save 17%)
  • Everything in Pro, plus:
    • Trading
  • Algo Bots (one-tap trade execution)
  • Zerodha, Angel One, Dhan, Upstox sync
  • Rule backtest engine
  • Portfolio stress test simulator
  • Portfolio correlation alerts
    • Behavioral Advanced
  • Conviction vs Outcome Matrix
  • Holding period sweet spot
  • Overconfidence score
  • Pattern detection engine
  • Discipline Wrapped (annual card)
    • Family & Sharing
  • Family portfolio (up to 3 members)
  • Goals & budget tracking
  • CA / Accountant read-only access
    • Platform
  • Unlimited Dhruv AI chat
  • API access
  • Priority support
  • WhatsApp bot (coming Q3 2026)
⚠️ Portivo is not SEBI registered. All features enforce your personal rules only. Not investment advice.
🌍 USD pricing for US / UAE coming Q3 2026